Overview
Work History
Education
Skills
References
Hobbies and Interests
Languages
Personal Information
Timeline
VIET DAVY

VIET DAVY

Chroy Changvar

Overview

12
12
years of professional experience

Work History

Senior Collection

Prince Bank
01.2023 - Current
  • Responsible for working and managing with loan team to maximize activation and retention metrics as well as performing the effective day to day
  • To support and manage branches
  • Generate the loan overdue report from the system for the team and send it to the branches every morning
  • Review all loan overdue reports, then call the Branch Manager (BM) or Loan Manager (LM), sometime RGM to clear the overdue loans and update the status after meeting with the client
  • Call sport check with client and convince them to clear overdue loans
  • Training branches staff how to fulfill daily report and response on time
  • Training on how to complete the restructuring form and prepare documentation for loan restructuring on time
  • Training on how to solve problem and find a good solution for loan overdue
  • To make plans and strategies
  • Make appointments with clients or invite them to meet at the Head Office or branches
  • To invite them to Sangkat
  • Prepare the documentation for the lawyer's letter, send it to the partner at the lawyer's office, and then deliver the letter to the client
  • Preparing a plan for site visit branches
  • Conducts site visit of secure collateral, business and residence
  • Responsible for analyzing and interpreting financial statements business loan to assess the repayment capacity and financial soundness of the borrowers
  • Receives and screens loan applications
  • Conducts credit investigation for borrowers and their co-maker
  • Evaluate cash flow of loan applicants
  • Find out information from authorities and neighbors
  • Review loan restructuring for discussion with Head Collection, RGM and BM
  • Prepare CQC and CC resolution
  • Prepare loan restructuring for meeting with CQC and CC
  • Prepare agreements and request amendments from Operations (Ops)
  • Follow up branches to quick thumbprint and send to Ops for disbursement on time
  • Follow up post condition
  • Update daily report to line management
  • To do weekly report to line management
  • To do monthly report to line management
  • Make a relationship with external and internal and authority
  • Prepare file loan
  • Join meeting to share new information, new strategies and how to make a process loan restructure to get quality and capacity
  • To support team and train new information and share an experience and how to solve a problem, how to find a solution and how to do loan restructuring
  • To take care and follow clients and find out new solutions
  • To solve problem
  • To remind branches to follow collection flow

SME Loan Officer

Cambodia Asia Bank (CAB Bank)
01.2021 - 01.2023
  • Responsible for working and managing with loan team to maximize activation and retention metrics as well as performing the effective day to day
  • To make plan and strategies
  • Build up network
  • Promotion and find out a good client
  • Collect documents and information
  • Conducts site visit of secure collateral, business and residence
  • To check CBC
  • Responsible for analyzing and interpreting financial statements business loan to assess the repayment capacity and financial soundness of the borrowers
  • Receives and screens loan applications
  • Conducts credit investigation for borrowers and their co-maker
  • Evaluate cash flow of loan applicants
  • Find out information from authorities and neighbors
  • Prepare documents and send to meeting
  • Prepare agreements and check it
  • Prepare agreements to thumps print borrower
  • Open account and post collateral
  • Prepare documents send to disbursement
  • Prepare repayment schedule and agreements to borrower
  • Prepare file loan
  • Make report weekly and monthly to line management
  • Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
  • To support team and train new Micro Business Loan Office and new Micro Loan Supervisor
  • To take care old clients and find out new clients
  • To solve problem
  • To make utilization report

Relationship Management Officer

Sathapana Bank
01.2019 - 01.2021
  • To make plan and strategies
  • Build up network
  • Promotion and find out a good client
  • Collect documents and information
  • Conducts site visit of secure collateral, business, and residence
  • To check CBC
  • Responsible for analyzing and interpreting financial statements business loan to assess the repayment capacity and financial soundness of the borrowers
  • Receives and screens loan applications
  • Conducts credit investigation for borrowers and their co-maker
  • Evaluate cash flow of loan applicants
  • Find out information from authorities and neighbors
  • Prepare documents and send to meeting
  • Prepare agreements and check it
  • Prepare agreements to thumps print borrowers
  • Open account and post collateral
  • Prepare documents send to disbursement
  • Prepare repayment schedule and agreements to borrowers
  • Prepare file loan
  • Make report weekly and monthly to line management
  • Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
  • To support team and train new Micro Business Loan Office and new Micro Loan Supervisor
  • To take care old clients and find out new clients
  • To solve problem
  • To make utilization report

Senior Micro Business Loan Officer

Advanced Bank of Asia Limited (ABA)
01.2015 - 01.2019
  • To make plan and strategies
  • Build up network
  • Promotion and find out a good client
  • Collect documents and information
  • Conducts site visit of secure collateral, business and residence
  • To check CBC
  • Responsible for analyzing and interpreting financial statements business loan in order to assess the repayment capacity and financial soundness of the borrower
  • Receives and screens loan applications
  • Conducts credit investigation for borrowers and their co-maker
  • Evaluate cash flow of loan applicants
  • Find out information from authorities and neighbors
  • Prepare documents send to meeting
  • Prepare agreements and check it
  • Prepare agreements to thumps print borrower
  • Open account and post collateral
  • Prepare documents send to disbursement
  • Prepare repayment schedule and agreements to borrower
  • Prepare file loan
  • Make report weekly and monthly to line management
  • Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
  • To support team and train new Micro Business Loan Officer and new Micro Loan Supervisor
  • To take care old clients and find out new clients
  • To solve problem
  • To make utilization report

Micro Business Loan Officer

Woori Finance Cambodia
01.2013 - 01.2015
  • Responsible for working and managing with loan team to maximize activation and retention metrics as well as performing the effective day to day
  • To make plan and strategies
  • Build up network
  • Promotion and find out a good client
  • Collect documents and information
  • Conducts site visit of secure collateral, business and residence
  • Responsible for analyzing and interpreting financial statement of Micro Business Loan in order to assess the repayment capacity and financial soundness of the borrower
  • Receives and screens loan applications
  • Conducts credit investigation for borrowers and their co-maker
  • Evaluate cash flow of loan applicants
  • Find out information from authorities and neighbors
  • Prepare documents send to meeting
  • Prepare agreements and check it
  • Prepare agreements to thumps print borrower
  • Prepare repayment schedule and agreements to borrowers
  • Make report weekly and monthly to line management
  • Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity

Education

Bachelor of Economics - Enterprise Management

Royal University of Law and Economics
01.2014

High School -

Kosomak High School, Cheatra Borey District, Kratie Province
01.2010

Skills

  • Problem Solving
  • Knowledge of English
  • Computer Skills
  • Team Support
  • Training
  • Adaptability
  • Organizational Skills
  • Interpersonal Skills
  • Online Communication
  • Offline Communication
  • Autonomous Work
  • Minimal Supervision
  • Client Management
  • Effectiveness in Fast-Paced Environments
  • User Support
  • Troubleshooting
  • Marketing
  • Sales
  • Business Training
  • Leadership
  • Photography
  • Reading
  • Internet Research
  • Listening to Music
  • Sports
  • Online Marketing

References

  • Mr. Houy Pagna Rith, Branch Manager at Maybank, 012 704 874
  • Mr. Srun Veasna, Branch Manager at KB Kookmin Bank, 077 788 336
  • Mr. Rann Rador, Unit Head of Credit at RHB Bank, 012 686 981

Hobbies and Interests

  • Join events
  • Marketing
  • Sales
  • Business training
  • Photography
  • Reading books, newspapers, magazines
  • Listening to music
  • Sports
  • Learning online marketing

Languages

  • Khmer, Mother Tongue
  • English, Good at Speaking, Listening, Reading and Writing

Personal Information

  • Place of Birth: Kratie Province, Cambodia
  • Date of Birth: 04/10/90
  • Gender: Male
  • Nationality: Khmer
  • Marital Status: Married

Timeline

Senior Collection - Prince Bank
01.2023 - Current
SME Loan Officer - Cambodia Asia Bank (CAB Bank)
01.2021 - 01.2023
Relationship Management Officer - Sathapana Bank
01.2019 - 01.2021
Senior Micro Business Loan Officer - Advanced Bank of Asia Limited (ABA)
01.2015 - 01.2019
Micro Business Loan Officer - Woori Finance Cambodia
01.2013 - 01.2015
Royal University of Law and Economics - Bachelor of Economics, Enterprise Management
Kosomak High School - High School,
VIET DAVY