Responsible for working and managing with loan team to maximize activation and retention metrics as well as performing the effective day to day
To support and manage branches
Generate the loan overdue report from the system for the team and send it to the branches every morning
Review all loan overdue reports, then call the Branch Manager (BM) or Loan Manager (LM), sometime RGM to clear the overdue loans and update the status after meeting with the client
Call sport check with client and convince them to clear overdue loans
Training branches staff how to fulfill daily report and response on time
Training on how to complete the restructuring form and prepare documentation for loan restructuring on time
Training on how to solve problem and find a good solution for loan overdue
To make plans and strategies
Make appointments with clients or invite them to meet at the Head Office or branches
To invite them to Sangkat
Prepare the documentation for the lawyer's letter, send it to the partner at the lawyer's office, and then deliver the letter to the client
Preparing a plan for site visit branches
Conducts site visit of secure collateral, business and residence
Responsible for analyzing and interpreting financial statements business loan to assess the repayment capacity and financial soundness of the borrowers
Receives and screens loan applications
Conducts credit investigation for borrowers and their co-maker
Evaluate cash flow of loan applicants
Find out information from authorities and neighbors
Review loan restructuring for discussion with Head Collection, RGM and BM
Prepare CQC and CC resolution
Prepare loan restructuring for meeting with CQC and CC
Prepare agreements and request amendments from Operations (Ops)
Follow up branches to quick thumbprint and send to Ops for disbursement on time
Follow up post condition
Update daily report to line management
To do weekly report to line management
To do monthly report to line management
Make a relationship with external and internal and authority
Prepare file loan
Join meeting to share new information, new strategies and how to make a process loan restructure to get quality and capacity
To support team and train new information and share an experience and how to solve a problem, how to find a solution and how to do loan restructuring
To take care and follow clients and find out new solutions
To solve problem
To remind branches to follow collection flow
SME Loan Officer
Cambodia Asia Bank (CAB Bank)
01.2021 - 01.2023
Responsible for working and managing with loan team to maximize activation and retention metrics as well as performing the effective day to day
To make plan and strategies
Build up network
Promotion and find out a good client
Collect documents and information
Conducts site visit of secure collateral, business and residence
To check CBC
Responsible for analyzing and interpreting financial statements business loan to assess the repayment capacity and financial soundness of the borrowers
Receives and screens loan applications
Conducts credit investigation for borrowers and their co-maker
Evaluate cash flow of loan applicants
Find out information from authorities and neighbors
Prepare documents and send to meeting
Prepare agreements and check it
Prepare agreements to thumps print borrower
Open account and post collateral
Prepare documents send to disbursement
Prepare repayment schedule and agreements to borrower
Prepare file loan
Make report weekly and monthly to line management
Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
To support team and train new Micro Business Loan Office and new Micro Loan Supervisor
To take care old clients and find out new clients
To solve problem
To make utilization report
Relationship Management Officer
Sathapana Bank
01.2019 - 01.2021
To make plan and strategies
Build up network
Promotion and find out a good client
Collect documents and information
Conducts site visit of secure collateral, business, and residence
To check CBC
Responsible for analyzing and interpreting financial statements business loan to assess the repayment capacity and financial soundness of the borrowers
Receives and screens loan applications
Conducts credit investigation for borrowers and their co-maker
Evaluate cash flow of loan applicants
Find out information from authorities and neighbors
Prepare documents and send to meeting
Prepare agreements and check it
Prepare agreements to thumps print borrowers
Open account and post collateral
Prepare documents send to disbursement
Prepare repayment schedule and agreements to borrowers
Prepare file loan
Make report weekly and monthly to line management
Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
To support team and train new Micro Business Loan Office and new Micro Loan Supervisor
To take care old clients and find out new clients
To solve problem
To make utilization report
Senior Micro Business Loan Officer
Advanced Bank of Asia Limited (ABA)
01.2015 - 01.2019
To make plan and strategies
Build up network
Promotion and find out a good client
Collect documents and information
Conducts site visit of secure collateral, business and residence
To check CBC
Responsible for analyzing and interpreting financial statements business loan in order to assess the repayment capacity and financial soundness of the borrower
Receives and screens loan applications
Conducts credit investigation for borrowers and their co-maker
Evaluate cash flow of loan applicants
Find out information from authorities and neighbors
Prepare documents send to meeting
Prepare agreements and check it
Prepare agreements to thumps print borrower
Open account and post collateral
Prepare documents send to disbursement
Prepare repayment schedule and agreements to borrower
Prepare file loan
Make report weekly and monthly to line management
Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
To support team and train new Micro Business Loan Officer and new Micro Loan Supervisor
To take care old clients and find out new clients
To solve problem
To make utilization report
Micro Business Loan Officer
Woori Finance Cambodia
01.2013 - 01.2015
Responsible for working and managing with loan team to maximize activation and retention metrics as well as performing the effective day to day
To make plan and strategies
Build up network
Promotion and find out a good client
Collect documents and information
Conducts site visit of secure collateral, business and residence
Responsible for analyzing and interpreting financial statement of Micro Business Loan in order to assess the repayment capacity and financial soundness of the borrower
Receives and screens loan applications
Conducts credit investigation for borrowers and their co-maker
Evaluate cash flow of loan applicants
Find out information from authorities and neighbors
Prepare documents send to meeting
Prepare agreements and check it
Prepare agreements to thumps print borrower
Prepare repayment schedule and agreements to borrowers
Make report weekly and monthly to line management
Join meeting to share new information, new strategies and how to make a process loan to get quality and capacity
Education
Bachelor of Economics - Enterprise Management
Royal University of Law and Economics
01.2014
High School -
Kosomak High School, Cheatra Borey District, Kratie Province
01.2010
Skills
Problem Solving
Knowledge of English
Computer Skills
Team Support
Training
Adaptability
Organizational Skills
Interpersonal Skills
Online Communication
Offline Communication
Autonomous Work
Minimal Supervision
Client Management
Effectiveness in Fast-Paced Environments
User Support
Troubleshooting
Marketing
Sales
Business Training
Leadership
Photography
Reading
Internet Research
Listening to Music
Sports
Online Marketing
References
Mr. Houy Pagna Rith, Branch Manager at Maybank, 012 704 874
Mr. Srun Veasna, Branch Manager at KB Kookmin Bank, 077 788 336
Mr. Rann Rador, Unit Head of Credit at RHB Bank, 012 686 981
Hobbies and Interests
Join events
Marketing
Sales
Business training
Photography
Reading books, newspapers, magazines
Listening to music
Sports
Learning online marketing
Languages
Khmer, Mother Tongue
English, Good at Speaking, Listening, Reading and Writing
Personal Information
Place of Birth: Kratie Province, Cambodia
Date of Birth: 04/10/90
Gender: Male
Nationality: Khmer
Marital Status: Married
Timeline
Senior Collection - Prince Bank
01.2023 - Current
SME Loan Officer - Cambodia Asia Bank (CAB Bank)
01.2021 - 01.2023
Relationship Management Officer - Sathapana Bank
01.2019 - 01.2021
Senior Micro Business Loan Officer - Advanced Bank of Asia Limited (ABA)
01.2015 - 01.2019
Micro Business Loan Officer - Woori Finance Cambodia
01.2013 - 01.2015
Royal University of Law and Economics - Bachelor of Economics, Enterprise Management