Sathya Som

• Developed the bank's accounting policy for finance departments including creating work flow and reviewing policies
• Develop and implement plans for budgeting, forecasting, and reporting.
• Planning, organizing, and execute financial tasks and projects of the bank.
• Make estimates of funds required for the short and long-term financial objective of the bank's project set up.
• Lead the month-end closing process and update monthly financial forecast.
• Prepare monthly financial statements, business activity progress report, and financial forecasts of the bank's project set up.
• Ensure that the bank's financial records and recordkeeping methods are in compliance with applicable standards and regulations.
• Manage vender and contractors who are responsible for schedule payment reporting and update to CEO
• Monthly review the bank's financial reports and identify opportunities for cost reduction.
• Analyze monthly expenses and identify cost of the project.
• Checking weekly and monthly payment, account reconciliations, monitor and enforce compliance with tax and financial reporting standards and cash flow forecasting.
• Advise colleagues and executive management on decisions related to the bank's finances.
• Testing on Core-banking system

● New bank project set up for Finance Department

● Review all infrastructure of the system related to Finance & Treasury operation

● Testing Flexcube system and made reporting system to complied with NBC's regulation and head office in France

● Set up all GL mapping into system (Flexcube, Oracle)

● Set up withholding tax on deposits into the system (Flexcube, Oracle).

● Set up provision for loans to comply with NBC's regulation.

● Created GL for loans and deposits

● Developed loans listing and deposits listing

● Reviewed all expenses for paying to vendors and suppliers.

● Checking withholding tax on expenses

● Checking and review all financial reporting in Flexcube system

● Prepared guidelines and internal policies for finance department

● Prepared financial reports and developed new reports required by management and

● Support to other related department for checking system to make sure it was compliance with NBC's Guideline and Regulations.

● Developed financial reports and NBC reports

● Manage NBC reports, Daily, Weekly, Monthly Quarterly, Yearly reports.

● Manage daily finance operation, reserve requirement, capital guarantee, daily cash flow, exchange rate, funds transfer, to make sure it was compliance with NBC and internal policy (Internal Compliance Department)

● Manage Treasury and international funds transfer

● Manage Funds transfer through other banks to cover nostro a/c

● Manage Funds and Cash in hand for liquidity movement

● Buying and Selling money with moneychangers.

● Manage Inter-banks placement with other banks

● Manage daily exchange rate for all currencies and upload into system and website.

● Manage clearing a/c, settlement a/c with NBC and cover funds

● Manage Nostro, Vostro accounts

● Manage NCD with NBC and OBS system

● Manage Liquidity Coverage Ratio (LCR) and Solvency Ratio

● Manage Placement with other banks

● Liaison closely with NBC and other banks

● Other tasks assigned by CFO and CEO

● Monitoring all cash balance (inflow and out flow)

● Monitoring fund transfer (inward and outward fund transfer)

● Buying and selling all other currencies (all branches transactions)

● Liaison with oversea operation to cover fund in order to manage treasury transaction.

● Fund management to maintain bank's ratio

● Checking daily liquidity and solvency ratio

● Checking daily Liquidity Coverage Ratio (LCR)

● Checking daily net open position report

● Checking daily and update movement of all foreign currencies exchange rate from head office in Malaysia and update into system.

● Checking funds transfer through other banks to cover nostro accounts

● Monitoring clearing account balance with National Bank (NBC)

● Monitoring current account balance with National Bank (NBC).

● Monitoring placement with National Bank (NBC).

● Monitoring deposit placement with local and oversea banks.

● Monitoring oversea nostro accounts and cover funds

● Monitoring all cash flow and liquidity mismatch to comply with risk department.

● Monitoring interest rate sensitive gap.

● Monitoring inter branch reconciliation

● Checking financial reports to NBC including (half yearly, quarterly, monthly, weekly and daily report)

● Checking all non interest expense report before submitting to finance head office (Public Bank Malaysia).

● Daily monitoring and review of payment voucher with general ledger

● Checking interest inter-branch transactions

● Checking all fixed assets items with listing and labeling

● Monitoring sundry assets and sundry liabilities accounts report for submission to head office (Public Bank Malaysia).

● Other tasks assigned by head of finance and management

● Monitor cashier posting voucher

● Prepare daily reports, monthly reports, income statement

● Check daily cash flow (cash received and cash disbursement)

● Journal entry, daily payment

● Check cash on hand and cash in bank account to make sure appropriate for loans disbursement.

● Check the ending balance between cash book, petty cash, cash count sheet and bank book

● Requesting fund to finance manager for loan disbursement

● Prepare budget plan for quarterly expense

● Check daily posting with daily cash collection and cash release in Microfin system by cashier or teller

● Prepare payroll

● Cash management

● Control all physical fixed assets with listing

● Other tasks assigned by management