Dary Heng
Phnom Penh
Summary
Experienced AML/CFT supervision professional with extensive experience in regulatory compliance, risk-based supervision, and financial sector oversight. Currently serving as Deputy Section Chief in the Department of AML/CFT Supervision, with responsibilities covering onsite/offsite supervision, policy development, and inter-agency coordination. Strong knowledge of FATF standards, national AML/CFT frameworks, and supervisory methodologies. Seeking to strengthen technical capacity and international best practices through the IBFI course “Fighting Against Money Laundering and Financing of Terrorism.”
Overview
10
10
years of professional experience
Work History
Deputy Section Chief
Cambodia Financial Intelligence Unit
02.2022 - Current
- Assist in supervising banks and other reporting entities to ensure compliance with AML/CFT laws and regulations.
- Conduct off-site monitoring and participate in on-site AML/CFT inspections.
- Review and assess AML/CFT policies, internal controls, customer due diligence (CDD) and enhance due diligence (EDD) processes, KYC systems, and risk scoring models.
- Support risk-based supervision and contribute to institutional AML/CFT risk assessments.
- Participate in enforcement actions, follow-up measures, and remediation monitoring.
- Contribute to drafting AML/CFT guidelines, supervisory manuals, and regulatory reports.
- Prepare supervisory reports, compliance recommendations, and enforcement measures.
- Participate in national risk assessment (NRA) activities and sectoral risk reviews.
Financial Officer
National Bank of Cambodia
05.2016 - 02.2022
- Managed financial reporting processes to ensure compliance with regulatory standards.
- Analyzed budget variances and provided insights for strategic financial planning.
- Developed and maintained financial models for forecasting and decision-making purposes.
- Collaborated with cross-functional teams to optimize resource allocation and operational efficiency.
- Managed cash inflow and cash outflow
- Followed on daily commodity price and exchange rate
- Estimated consumer price index and inflation
- Maintained accurate reports, documentation, and bank reconciliations.
Education
MBA - Professional Accounting
Shanghai National Accounting Institute
Shanghai06-2021
BBA - Banking And Finance
University of Economic And Finance
Phnom Penh, Cambodia06-2016
Associate Degree in Banking And Finance - Banking And Finance
Center For Banking Studies
Phnom Penh, Cambodia08-2013
Skills
- AML/CFT Supervision
- Risk-Based Approach (RBA)
- Cyber Risk Supervision
- Regulatory Compliance & Enforcement
- On-site and Off-site Inspection
- FATF Standards and Mutual Evaluation Knowledge
- Financial Analysis
- Drafting policies, guidelines and reports
- Data analysis and compliance monitoring
- Inter-agency and international coordination
- Training and capacity building
- Strong communication and problem solving
Timeline
Deputy Section Chief
Cambodia Financial Intelligence Unit
02.2022 - Current
Financial Officer
National Bank of Cambodia
05.2016 - 02.2022
MBA - Professional Accounting
Shanghai National Accounting Institute
BBA - Banking And Finance
University of Economic And Finance
Associate Degree in Banking And Finance - Banking And Finance
Center For Banking Studies